Blogs

Data is the crude oil of the digital economy. When refined with predictive analytics and modelling techniques, data can power personalised offers that boost customer loyalty, create upsell and cross-sell opportunities, and generate greater share of wallet.

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For a number of years now, fintech start-ups have successfully capitalised on the digital technology boom by building customer-focused offerings in areas where traditional providers had become complacent.

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Incredible but true: bank chief executives are talking more about fintech than we are.

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This is the first in a series of blogs intended to document my emerging understanding of how bitcoin and subsequent distributed transaction currencies and systems will change the way we transact and ultimately organise ourselves.

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Financial markets are in turmoil and many economists are miserable about growth prospects. But tell this to the fintech world. The outlook for mobile banking has never been brighter.

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