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From zero to $39 billion in less than a decade. Unless you were operating under a business news black-out, you’d have clocked the Afterpay acquisition story of early August. Just seven years after it was founded by neighbours Nick Molnar and Anthony Eisen, the buy now, pay later platform that allows customers to pay for purchases in four interest free instalments became the subject of Australia’s largest ever corporate takeover. Square, the publicly listed US fintech controlled by Twitter CEO Jack Dorsey deemed it was worth a staggering $39 billion, in large part due to its extraordinary success in tapping into the millennial market.

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Much has been made of “challenger banks” and strides in digital innovation, and with good reason.

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Adoption of cloud-based resources and services by Australian financial firms continues to climb. However, many remain concerned about related security implications.

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As the capabilities of cloud platforms and services have evolved during the past few years, financial services firms have embraced them in growing numbers.

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Australian fintech is enjoying a shining moment on the international stage with Square’s purchase of Afterpay. The deal is a huge positive for the whole fintech ecosystem, and an important recognition of the strength of Australian fintech.

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