London has emerged as Europe's fintech capital, with the UK attracting $US5.4 billion (£3.5 billion) of investment in the sector over the last five years compared with $US4.4 billion across the rest of Europe.

But Europe’s Nordic countries – Denmark, Sweden, Iceland, Norway, and Finland – also have a flourishing scene. The region is already home to a so-called fintech 'unicorns' – start-ups worth more than $US1 billion.

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