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Lending

Peer-to-peer lending could help brokers write more loans in the short term – but it might also pose a threat to their business model in the long term.

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Australia’s big four banks will face fresh competition after new peer-to-peer (P2P) SME lending platform ThinCats was launched this week.

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Mortgage brokers have a role to play in combating lending fraud, but banks must bear the ultimate responsibility, according to two lenders.

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The SME Association of Australia (SMEA) is developing a peer-to-peer (P2P) lending platform in response to a lack of understanding among SME lenders and brokers.

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