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Lending

Fintechs operating in lending have largely embraced the move by the government to ease its responsible lending criteria, but a regtech provider has warned lenders could still be set to lose far more than consumers.

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The fintech lender has signalled plans to raise $20 million in capital for doubling its team and market footprint over the course of the next 12 months.

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Regtech solutions that help lenders and brokers more efficiently assess credit files and risk profiles have “the potential to improve performance across the lending industry”, the financial services regulator has said.

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The non-bank lender’s FY20 results revealed that loan originations saw an uplift in June, following a quiet few months due to COVID-19.

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A CBA-owned fintech has launched an app for SMEs to start their business, along with a cash incentive for SMEs that launch through the app.

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